Protect your business assets and operations—customized by Luxsure for your needs.
Commercial Insurance
Commercial insurance is designed to protect your business—covering everything from property and equipment to liability and business interruptions. Whether you own a storefront, office, or operate from multiple locations, the right policy safeguards what you’ve worked hard to build.
At Luxsure Insurance Agency, we offer optional coverages tailored to your industry and operations, giving you the flexibility and confidence to focus on what matters most—running your business.
Some of the optional coverages include:
- Business Interruption – Covers lost income during a temporary shutdown.
- Equipment Breakdown – Protects against costs from mechanical or electrical failures.
- Commercial Auto – Insures vehicles used for business operations.
- Cyber Liability – Covers data breaches and cyberattack-related losses.
- Employment Practices Liability (EPLI) – Protects against employee-related legal claims.
- Professional Liability (E&O) – Covers claims of negligence or service errors.
- Inland Marine – Insures tools, equipment, and property in transit.
- Commercial Umbrella – Adds extra liability coverage beyond standard policies.
- Directors & Officers (D&O) Liability – Protects company leaders from personal liability.
- Product Liability – Covers damages or injuries caused by your products.
- Crime Insurance – Protects against theft, fraud, or employee dishonesty.
- Bailee’s Coverage – Covers customer property in your care, custody, or control.
Discounts available include:
- Multi-Policy Discount
- Claims-Free Discount
- Safety Program Discount
- Loyalty Discount
- Pay-in-Full Discount
- Group or Association Discount
- Secure Location Discount
- New Business Discount
- Paperless Billing Discount
- Employee Training Discount
Disclaimer: Some coverage options or discounts may not be available in all states. Please contact an agent for assistance with a quote and to discuss what options and/or discounts are available to you or in your state.
Tailored coverage that fits your life!
Get the coverage you need—without the extras you don’t. Protect your home, your belongings, and yourself with a policy that fits your life.
