Protect your home, belongings, and more—with customizable coverage from Luxsure.
Homeowners Policy
(HO2, HO3, HO5 and HO8)
Homeowners insurance is built to protect owner-occupied homes and everything that makes them yours. Our policies offer coverage for your dwelling, other structures, personal belongings, loss of use, personal liability, and medical payments—shielding you from unexpected events like fire, theft, windstorms, and more.
At Luxsure Insurance Agency, we also offer a range of optional coverages to enhance and extend your protection, so you’re covered where it counts most.
Some of the optional coverages include:
- Personal Property Replacement Cost
- Limited Water and Sewer Back-up and Sump Discharge or Overflow
- Limited Animal Liability
- Utility Service Line
- Scheduled Jewelry or Other Personal Property
- Mechanical Breakdown
- Personal Injury
- Debris Removal
- Loss Assessment
- Higher Personal Liability limits
- Ordinance or Law
Discounts available include:
- Prior Insurance Discount
- Claims Free Discount
- Loyalty Discount
- New Roof Discount
- Burglar and Fire Alarm Discount
- Sprinkler System Discount
- Auto Companion Discount
- Windstorm Protective Devices Discount
- Fortified for Safer Living Discount
- Occupants Over the Age of 65 Discount
Disclaimer: Some coverage options or discounts may not be available in all states. Please contact an agent for assistance with a quote and to discuss what options and/or discounts are available to you or in your state.
Tailored coverage that fits your life!
Get the coverage you need—without the extras you don’t. Protect your home, your belongings, and yourself with a policy that fits your life.
